OK folks.....The storms went through the Richmond area last night and did some damage on the northside of town. Luckily, nobody got hurt! Just lots of tree limbs and power lines down, but many landed on cars and homes!
So I found this article online that if you or someone you know had damage, then you need to read this or print it out for them...........Good Luck!!
October 28, 2010--Fall brings the tall end of hurricane season and also tornadoes throughout the country. For this, Allstate is providing these simple steps for customers and families to help during the recovery.
* Make sure your home is structurally safe. Be extremely careful inside your home. Debris may be hazardous and the potential for collapse may exist. You may want to retrieve personal items, but if you're told by authorities to stay out, stay out. It's for your own safety.
* Have necessary temporary repairs made to prevent further damage, keeping receipts for work performed.
* If your home is uninhabitable, find out what living expenses your homeowners or renters insurance policy may cover.
* Be patient and assist claims adjusters assigned to your case. Small losses may be settled quickly; extensive claims will take longer.
* Notify creditors if bills have been lost or you're unable to pay.
* Consider calling your utility company and ask them to stop billing if your home has been destroyed.
* Report your claim to insurance company promptly.
* Prepare to file an insurance claim by gathering all relevant policy numbers.
* Inventory your home for damaged or lost items before your adjuster arrives. This will help speed up your claim process.
* Work with a qualified tax expert to find out about tax breaks for which you may be eligible because of your losses.
